Monthly Budget Calculator
Understand whether your monthly spending and savings are balanced — and what you can improve to reduce stress and build stability.
What this Monthly Budget Calculator does
The Monthly Budget Calculator helps you understand whether your income, expenses, and savings are balanced. It gives you a clear picture of your monthly cash flow and whether it is sustainable.
How your budget is evaluated
The calculator first checks whether your income equals the sum of your expenses and savings. If there is a mismatch, it highlights the issue clearly and gently.
Budget health assessment
Once the budget is valid, the calculator analyses your savings rate and spending pressure. Based on this, your budget is classified as healthy, needing attention, or stressed.
Why budgeting matters
A healthy budget reduces financial stress and allows you to enjoy today while preparing for the future. This calculator focuses on awareness, not judgment.