Old vs New Tax Regime Calculator
Compare tax payable under both regimes using your real salary structure — including deductions and reimbursements.
What this Tax Regime Comparison Calculator does
This calculator helps you compare the old and new income tax regimes and understand which one results in lower tax liability for you. The choice between regimes is not universal — it depends entirely on your income level and deductions.
Instead of relying on general advice, this calculator evaluates both regimes side by side using your actual numbers.
How the comparison is done
Under the old tax regime, deductions such as Section 80C, 80D, HRA, and standard deduction are applied before calculating tax. Under the new regime, most deductions are removed, but tax slabs are lower.
The calculator computes:
Tax Payable (Old Regime) vs Tax Payable (New Regime)
Why the better regime can change over time
The regime that works for you today may not work in the future. As income, investments, and deductions change, the optimal choice can flip. This calculator helps you re-evaluate the decision whenever your situation changes.
How to interpret the result
The result shows which regime leads to lower tax outgo today. However, tax planning should also consider long-term habits like disciplined investing, not just immediate savings.